Travel insurance, Please HELP!!

Travel discussion for St. John
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sparis
Posts: 49
Joined: Fri Feb 18, 2011 2:18 pm
Location: New York

Travel insurance, Please HELP!!

Post by sparis »

Hi all,

Okay, so I'm in travel insurance confusion nightmare mode. There are so many and having never booked travel insurance in my life, I'm clueless as to what is the best coverage. The villa site we are renting from (Vacation Vistas) has a link to TravelGuard, which seems to get mixed reviews and has so many plans, not sure what is needed. I've heard other members mention CSA and I think one other that I can't come up with. There are so many provisions and different policies, I'm lost. Just want to have something in case: trip gets delayed, baggage gets lost, hurricane (god forbid) hits, some family emergency takes us home early and/or prevents our trip somehow, there are airplane issues, any type of accident happens (god forbid again), and so forth. Just the basics. Also wondering does this kind of insurance only cover for expenses like villa rental, airfare, etc..or does it also cover if the trip got cancelled and we were out deposits to vendors for our wedding ceremony? Thanks in advance all for your tips. Reading these policies is like a lesson in accounting, something I was never very good at either. :)
It is better to live, than to exist! - Mark Twain paraphrased :)
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mbw1024
Posts: 7347
Joined: Mon Aug 07, 2006 4:54 pm
Location: The Garden State

Post by mbw1024 »

I have found CSA customer service very helpful. Give them a call and they should be able to answer your questions about what coverage you need.

<------- link is over there
Nic in KC
Posts: 1015
Joined: Tue Dec 19, 2006 9:45 am
Location: Kansas City

Post by Nic in KC »

We also use CSA every time and their policy that they quote you by just entering your ages, trip dates and costs covers what you mentioned above.

I second MB, call CSA and ask about the wedding expenses.

Good luck!
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Gromit
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Joined: Mon Aug 28, 2006 2:11 pm
Location: Northern Virginia

Post by Gromit »

Folks on this forum generally use CSA and there have been many posts about how great they were when they had to pay up. They are highly recommended. We've used them in the past, but never had t make a claim.
*Another fine scatterbrained production
Jost Kidding
Posts: 69
Joined: Sat Jan 13, 2007 11:58 pm
Location: Texas

Post by Jost Kidding »

http://www.insuremytrip.com is a great resource for comparing what the various travel insurance policies cover. There is a wide range of coverage available and the costs also vary quite a bit.
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Anthony
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Joined: Sat Aug 05, 2006 10:45 pm
Location: Clermont, NY
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Post by Anthony »

CSA, CSA, CSA - :)

We use it all the time - and we sell it, so if you buy through here it does us all good. Plus, we have a bit of a voice with the members of this forum so if something does go wrong, there may be a better chance to get help than from another company where that relationship doesn't exist.

http://www.csatravelprotection.com/?aff=VIONLINE

Thanks -
Anthony for Virgin Islands On Line
Connie
Posts: 1940
Joined: Tue Aug 07, 2007 2:20 pm
Location: Philly burbs

Post by Connie »

We just booked on this site through CSA (Anthony....) and they were very very helpful. The price was the same when we looked on this site and also when we called them.
"Paradise...it's a state of mine"
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