How does this happen?

A place for members to talk about things outside of Virgin Islands travel.
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Connie
Posts: 1940
Joined: Tue Aug 07, 2007 2:20 pm
Location: Philly burbs

Post by Connie »

This must be on your mind constantly. You just have to do it Pip, get them out of there (no kicking butts).

You need some peace in your home and it sounds like you're all walking on eggshells.

Believe me, your not the only family member or friend that they have. They'll find a way.
"Paradise...it's a state of mine"
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loria
Posts: 3124
Joined: Fri Oct 03, 2008 3:33 pm
Location: NY

Post by loria »

i second what jim said (change the locks) and also waht Wugie said (first round on me--for you and your wife)
It sucks that all this is happening--particularly when your work is so stressful. Maybe tonight will afford you an opportunity to ask them about their plans and tell them what your expectations are.
best of luck.
< leaving on the 22nd of march...but too lame to figure out the ticker thing again!>
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LysaC
Posts: 1121
Joined: Tue Aug 08, 2006 1:42 pm
Location: New England

Post by LysaC »

Pip-
You were right on- last night was not the right night. You were too wired and things would've turned out bad.
Hope all works out in the end.
In the meantime, if the dogs pee/poop in the house, hand them a bottle of cleaner and s roll of paper towels. If their laundry piles up, point them toward the washer/dryer.
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promoguy
Posts: 706
Joined: Mon Aug 07, 2006 5:20 pm
Location: Fort Myers, FL

Post by promoguy »

DCphoto wrote:Jorge,
Not to be a downer, but you really need to protect your privacy online, do not give personal information like your phone number, maybe a private message. Ask anthony to remove it for you. I hate for you to get wierd phone calls in the middle of the night, or maybe your into that kind of thing :lol:
Not to worry there. It's probably the telephone number of his Thai Massage Therapist.
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DCphoto
Posts: 403
Joined: Mon Jan 29, 2007 12:43 pm
Location: Washington DC

Post by DCphoto »

That is funny, the reason I said something, I just had a conversation with my 21 year old step daughter about myspace and facebook. Not putting anything there that potential employers might see. It's amazing what people can find out these days! scary. Sorry if I stepped over the line.
California Girl

Post by California Girl »

My question here is, if they cannot pay their mortgage or afford an apartment, etc., how can they afford a lawyer???
sailorgirl
Posts: 1644
Joined: Mon Oct 30, 2006 3:03 pm

Post by sailorgirl »

No ass kicking required. Just sending some more support for what will be a hard conversation. Good luck!
sailorgirl
Posts: 1644
Joined: Mon Oct 30, 2006 3:03 pm

Post by sailorgirl »

California Girl wrote:My question here is, if they cannot pay their mortgage or afford an apartment, etc., how can they afford a lawyer???
I was kinda thinking the same thing?
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alw1977
Posts: 856
Joined: Fri Jan 26, 2007 11:19 am
Location: Atlanta, GA

Post by alw1977 »

As a lawyer, I was definitely wondering the same thing. In GA, real estate lawyers aren't really taking clients unless they've got a retainer. Is the attorney an acquaintance? The other possibility is that this attorney really thinks these people got screwed and have a good case (?) and is trying to get attorney's fees from the lender.

Who knows. I still think they ought to get their stuff. Pip, I hope you grab that cookware.
cass
Posts: 353
Joined: Tue Jul 15, 2008 5:09 pm
Location: Central Illinois

Post by cass »

I was wondering how they even qualified to buy a house in the first place. I know that PPCE (pre pre-crap economy) lenders were a little bit looser, but credit history, job history, down payment etc.....?

I agree, last night was not the right night for YOU to have the conversation. But trust me (from experience) these people know how they make you feel, and they know how to avoid the boot! Hiding in their room, maybe doing one good deed around the house every now and then, shedding a tear now and then. Don't forget...they are at the least, novice con-artists! BE STRONG!!!!
"The cure for anything is salt water: sweat, tears or the sea." -Isak Dinesen
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alw1977
Posts: 856
Joined: Fri Jan 26, 2007 11:19 am
Location: Atlanta, GA

Post by alw1977 »

Cass, some lenders were so "loose" it wasn't funny. There are many sub-prime lenders who never did employment or salary verification as part of the approval process. Isn't greed beautiful?
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pipanale
Posts: 1335
Joined: Tue Aug 08, 2006 8:06 am
Location: Raleigh, NC

Post by pipanale »

Lawyer: as far as I understand, it's on contingency. contingency of what? Beats me.

Mortgage: They gave anyone a mortgage in 2007. They applied and keyed M's SSN incorrectly. When they fixed it, they saw that his credit number is a negative number. They told her that they could take him off the application and find her a mortgage. Anyone wanna know why your 401k sucks so bad?

They're still hoping to get the whole thing somehow reversed? How does one un-sell a house?

That's what I want to know.

In any event, M needs to hang for 2 more days. We need to build up some cabinet support for the kitchen.
sailorgirl
Posts: 1644
Joined: Mon Oct 30, 2006 3:03 pm

Post by sailorgirl »

pipanale wrote:Lawyer: as far as I understand, it's on contingency.
Hmmm? Sounds fishy, but I will defer to the real estate lawyers.
jimg20
Posts: 1840
Joined: Mon May 28, 2007 11:43 am
Location: Fayetteville, AR

Post by jimg20 »

Perhaps, since the house has been resold, the objective is to get some cash out of the lender as a settlement. That is where the lawyer will get his/hers.

JIM
Man it's like some dream we live down here....

Image
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alw1977
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Joined: Fri Jan 26, 2007 11:19 am
Location: Atlanta, GA

Post by alw1977 »

Yeah, Jim's right. The lawyer may believe that the notice and right to cure provisions or certain other requirements under the default section of the mortgage were not strictly complied with. He's probably trying to get damages out of the lender and will take a portion of that... but still, reversing the foreclosure? With what money? What would it buy these folks - another 90 days and then they'd been delinquent again?
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