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Vehicle rental and insurance

Posted: Mon Mar 14, 2011 4:41 pm
by sasky
I'm looking into renting a Jeep from Discount Car Rental on STT. We have a 16-month-old and we wanted to have the car seat ready for us at the airport instead of dealing with taxis to the ferry. We also liked that Discount helps out if there are issues on STJ.

The problem is our car insurance doesn't cover us in the USVI. And the insurance through Discount is $25/day... an additional $175 on the rental for the week... yikes. We have rented through Courtesy on STJ in the past and it was $10/day.

Does anyone know of a rental company on STT that handles problems on STJ and has a little more affordable insurance? Or any other suggestions?

We might just bite the bullet on the $175, but thought I'd check here first.

Posted: Mon Mar 14, 2011 5:47 pm
by waterguy
What do you have for a credit card some will cover you or get trip insurance and I think that will to

Posted: Mon Mar 14, 2011 6:10 pm
by mindehankins
We've been dealing with Amalie rentals on STT for this trip. They have been ABOVE and BEYOND pleasant. Their insurance cost is $18/day with a $2000 deductible, and they have good reviews.
They'll meet you at the airport.

Posted: Mon Mar 14, 2011 7:22 pm
by Chicken
If you have a Mastercard, you're probably covered. Call the 1-800 number on the back and they can tell you for sure.

Posted: Tue Mar 15, 2011 1:09 pm
by fmzip
If you have an Amex card, it's $24.95 for the rental period. I signed up for just before we left for our trip back in february.

If you don't have an Amex, just get one. Then sign up for the insurance. Pay for the rental when you get there with the Amex card and you are covered!

:)

https://www295.americanexpress.com/prem ... p_keyword=[AMEX+Rental+Car+Insurance]&fp_source=Google

Posted: Wed Mar 16, 2011 1:19 pm
by Margy Z
Just an fyi - none of the credit card bennies cover you for liability - only for some bits of damage and loss of use for the rental company. Not even the Amex policy that you pay additional for will cover you for liability.

Posted: Wed Mar 16, 2011 1:52 pm
by toes in the sand
There is a recent thread on another StJ forum that I found interesting and very informative. I hate to post a link to a different website here but there was some great insight to this question.

http://www.tripadvisor.com/ShowTopic-g1 ... lands.html